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New Car Loans

Finance your next new vehicle with rates starting as low as 4.99% APR. Terms up to 72 months.

From 4.99% APR Learn more โ†’
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Used Car Loans

Great rates on pre-owned vehicles from dealerships or private sellers. Terms up to 60 months.

From 5.49% APR Learn more โ†’
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Refinance

Lower your monthly payment or reduce your rate. No appraisal needed, simple application.

From 4.74% APR Learn more โ†’
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EV & Hybrid Loans

Special green rates for electric and hybrid vehicles. Extra $500 rebate on qualified models.

From 4.49% APR Learn more โ†’
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Motorcycle & RV

Financing for recreational vehicles, motorcycles, boats, and more. Flexible seasonal terms.

From 5.99% APR Learn more โ†’
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Protection Plans

Gap coverage, extended warranty, and payment protection for complete peace of mind.

From $29/mo Learn more โ†’
ETIKS ADVANTAGE

Drive with
confidence.

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60-second pre-qualification

Soft credit check โ€” won't affect your score.

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Rates up to 2% lower

ETIKS members save an average of $1,200/year.

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Flexible payment terms

Choose 24 to 72 months. No prepayment penalties.

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Dealer-ready check

Walk into any dealership with financing already approved.

Estimate your payment

See what your monthly payment might look like.

Estimated payment: $687/mo at 4.99% APR

Ready to hit the road?

Get pre-qualified in 60 seconds with no impact to your credit score.